Dashboard & reports
For CFOs, risk heads and the board
The whole programme on one screen, and the reports behind it: premium, sum insured, renewals and claims across every business unit, always current.
- Portfolio view: annual premium, sum insured, effective rate and policy count at a glance
- By class and insurer: premium by class of business and share of book by insurer
- Premium performance: premium, sum insured and effective rate year on year
- Reports: premium, claims and budget reports, with co-insurance share and leader, to Excel and PDF
Risk register
For insurance and admin teams
A living record of what the company has to insure: business units, locations, assets, stock and people.
- Assets: tracked individually or in bulk, with values, locations and movements
- People: employees and dependants, with personal data encrypted at rest
- Stock: declarations by location and period
- Import: Excel import and export, and ERP or SAP import
Insurance setup & coverage gaps
For risk managers
Rules state what cover each asset class and employee group should carry. The gap report shows where reality has moved away from them.
- Cover rules: by asset class, or by employee primary group, category, grade, role or salary band
- Gap report: new assets, removed assets, new employees and new dependants, with the action each one needs
- Act on it: endorse, acknowledge or dismiss from the same screen
Quotes & placement
For insurance buyers
Run a renewal or new placement as a process: request quotes, compare insurers, approve, and turn the result into a policy.
- Quote requests: RFQ slips sent to insurers and brokers
- Comparison: insurer quotes side by side
- Approval: slips and placements approved and digitally signed before they go out
Policies & endorsements
For insurance and finance teams
Every policy in every class of business, and clean endorsements when units rename, move or restructure.
- Every class: property, marine, motor, liability, D&O, group health, personal accident, group term life, workmen's compensation, engineering, cyber and travel
- Endorsements: mid-term changes with their premium effect, approved before they apply
- Co-insurance: each insurer's share and the leader recorded on the policy
- Multi-currency: premium and sums insured in any currency, with exchange rates
Renewals
For insurance teams and brokers
A pipeline that makes a silent lapse impossible, from data collection to placement.
- Ageing buckets: overdue, 30, 60, 90 and 120 days and beyond
- Follow-ups: pending with units, insurers, brokers or management
- Status pipeline: upcoming, collecting data, RFQ sent, quoted, under negotiation, approved, renewed
Claims
For claims handlers and business units
Every claim from intimation to settlement, for assets and for people, with documents and full status history.
- General claims: from intimation through documents and survey to settlement
- Employee claims: cashless and reimbursement
- Claim reports: settlement ratio, cause of loss and ageing
Employee benefits & portal
For HR and every employee
Group health, personal accident and term life administered in one place, with a self-service portal for employees.
- Self-service portal: employees see their policies, cover and family members
- Claims: file a claim and follow it from the portal
- Network hospitals: find a hospital for cashless treatment
- Change requests: additions and changes come to HR for review
Travel desk
For HR and travel teams
Agreed rate cards, annual travel budgets and per-employee travel policies issued against a finalised rate.
- Rate cards: agreed with each insurer and approved
- Travel policies: requested, planned, sent to the insurer and issued
- Budgets: yearly travel budget tracked against use
Marine & stock declarations
For logistics and finance teams
Shipments declared against an open cover and stock declared by period, one row per consignment.
- Marine open covers: declarations with invoice, commodity, conveyance and certificate
- Stock declarations: values by location and period
- Approval: declarations approved and sent on to the insurer
Budgets, premium approval & float
For finance
Plan premium spend, approve what each policy may cost, and see what has been committed and paid against it.
- Cash flow budgets: planned, approved and frozen by financial year
- Premium approval: budgeted, approved, committed and paid side by side, in policy currency and USD
- Float manager: premium settled from float, with a full ledger
Governance & administration
For IT administrators and compliance
Access, approvals and audit that stand up to review, on a platform your IT team can run.
- Access: role-based, by module, business unit and policy category
- Approval matrix: linear or parallel sign-off with digital signatures
- Single sign-on: Microsoft Entra ID, Okta, Google and SAML
- Audit trail: the actions that matter, on record
- Templates: standard documents, NDAs and emails
